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The board of directors of a federal credit union is charged with the general direction and control of the institution. Credit unions, however, are not like many other commercial entities in that they do not produce observable physical goods or services. Instead, credit unions receive deposits from the membership and, in turn, lend or invest these funds.

Board of Directors

  • Doug Hall – Chair
  • Delores Cox
  • Nancy Edgar
  • Mark Huffington
  • Josh New
  • Richard Shelburn
  • Erika Soto
  • Nancy Watson
  • Jeremy Williams
The board meets once a month to handle the business on the agenda. Board members serve a three-year term with the option of re-election. Elections are held at the annual meeting in April. Committee members are appointed by the board.

Supervisory Committee

  • Kari Polk- Chair
  • Lynn Beard
  • Terri Bloodgood
  • Erica Howard
  • Steve Martin
The supervisory committee oversees the operation and the compliance issues for the credit union. The members meet once a quarter. A committee representative reviews loans and new accounts monthly. On an annual basis, a CPA firm conducts a supervisory audit.
Members can report perceived Credit Union rule or policy violations, unethical behavior, and complaints not resolved by management directly to the Supervisory Committee by mailing a letter to the following address:
First Watch Federal Credit Union
Supervisory Committee
P.O. Box 3392
Abilene, Texas 79604

All member communications are handled with the utmost confidentiality.

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