Protect Yourself from Fraud

Financial fraud is increasing across the Big Country, and scammers are becoming more convincing. Staying informed is the best way to protect your money and personal information.

Local law enforcement, including the Taylor County Sheriff’s Office and Abilene Police Department, are actively warning residents about:

Law Enforcement Imposter Scams

Scammers call pretending to be deputies or police officers, claiming you missed jury duty or have a warrant and must pay immediately.

*Law enforcement will NEVER call to demand payment.

Fake Fine / Ticket Emails

Text and emails claiming you owe traffic fines or fees and must click a link to pay.

Phone Spoofing Scams

Scammers can make it look like they are calling from a real local number—even a bank or police department.

Card Skimming Devices

Devices placed on gas pumps or store terminals to steal card information have been reported in West Texas, including Abilene.

Phishing Targeting Local Businesses & Individuals

Fraudulent emails requesting payments or sensitive information are causing victims to lose thousands of dollars locally.

Common Fraud Schemes

  • Phishing Emails & Texts – Fake messages asking for personal info
  • Imposter Scams – Pretending to be your credit union, IRS, or family
  • Card Fraud – Unauthorized transactions using stolen card info
  • Check Fraud – Altered or stolen checks
  • Online Shopping Scams – Paying for items that never arrive
  • Romance & Investment Scams – Building trust, then asking for money

Red Flags to Watch For

  • Urgent threats or pressure to act immediately
  • Requests for personal or account information
  • Payment requests via gift cards, wire, or cryptocurrency
  • Unexpected calls, texts, or emails
  • Deals or prizes that seem too good to be true


Remember First Watch Credit Union will NEVER ask for your

passwords, PIN, or full account details.


How to Protect Yourself

  • Do not click suspicious links or attachments
  • Verify requests by contacting the organization directly
  • Monitor your accounts regularly
  • Use strong passwords and account alerts
  • Inspect card readers before inserting your card

If You Think You’ve Been a Victim Act immediately:

  • Contact First Watch Credit Union right away. We can help secure your accounts.
  • Freeze or cancel affected cards/accounts
  • Change passwords and PINs
  • Monitor accounts and credit reports
  • Report the fraud:
    • ReportFraud.ftc.gov
    • Contact local law enforcement

We’re Here to Help

Your financial security is our priority. If something doesn’t feel right—trust your instincts and contact us immediately.